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Interchange-Plus vs Flat-Rate Payment Processing
By Raied Muheisen | Reviewed June 18, 2026 Interchange-plus and flat-rate pricing are two ways merchant service providers present card-processing costs. The names are useful, but they do not answer the question a business actually has: what will we pay for our real transactions, services, hardware, support, and contract? This guide shows how to model…
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How to Read a Merchant Processing Statement
By Raied Muheisen | Reviewed June 18, 2026 A merchant processing statement is the best place to begin when a business wants to understand card costs, evaluate a proposal, or investigate an unexpected change. It is also easy to misread. Statements combine sales activity, interchange or pricing categories, processor markup, network charges, monthly fees, adjustments,…
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How to Choose a Merchant Services Provider: A Practical Guide
By Raied Muheisen | Reviewed June 18, 2026 Choosing a merchant services provider is not a rate-shopping exercise. It is a decision about how a business accepts money, how quickly funds arrive, what staff do when a payment fails, who controls the equipment and data, and what the business must pay or unwind if the…